Loan Enquiries
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Can I get my House financed?
Yes. All Adyamoni Homz properties offered for sale have clear titles. Our projects are approved with most leading banks and financial institutions for availing home loans.
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How Much Loan Can I Avail?
You can avail a maximum loan of 80% of the Agreement value. However, your loan amount may differ as per your income eligibility as appraised by the bank. All loans are at the sole discretion of the bank.
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What is the term of the loan that banks offer?
Loan tenures to a maximum of 30 years, depending on age.
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What are the documents required for availing a home loan?
1. Completed Application Form
2. Photo Identity Proof
3. Residence Address Proof
4. Signature Verification Proof
5. Age Proof
6. Fee Cheque
For Salaried applicants
1. Last 3 months' Salary Slip
2. Form 16
3. Repayment Track record of existing loans/Loan closure letter
4. Bank Statement for the last 6 months from Salary Account
For Self Employed Applicants
1. A brief introduction of Business/Profession
2. Photo Identity Proof, Residence Address Proof, Signature Verification Statement for all the main partners/directors
3. Repayment Track record of existing loans/Loan closure letter
4. Board Resolution in case of a company
5. Proof of existence of the company
6. Office Address Proof
7. Income Tax Return / Computation of Total Income / Auditors Report / Balance Sheet / Profit & Loss Account certified by Chartered Accountant for last 2 years (both for business and personal of partners/directors)