Loan Enquiries

  • Can I get my House financed?

Yes. All Adyamoni Homz properties offered for sale have clear titles. Our projects are approved with most leading banks and financial institutions for availing home loans.

  • How Much Loan Can I Avail?

You can avail a maximum loan of 80% of the Agreement value. However, your loan amount may differ as per your income eligibility as appraised by the bank. All loans are at the sole discretion of the bank.

 

  • What is the term of the loan that banks offer?

Loan tenures to a maximum of 30 years, depending on age.

 

  • What are the documents required for availing a home loan?

1. Completed Application Form

2. Photo Identity Proof

3. Residence Address Proof

4. Signature Verification Proof

5. Age Proof

6. Fee Cheque

 

For Salaried applicants

1. Last 3 months' Salary Slip

2. Form 16

3. Repayment Track record of existing loans/Loan closure letter

4. Bank Statement for the last 6 months from Salary Account

 

For Self Employed Applicants

1. A brief introduction of Business/Profession

2. Photo Identity Proof, Residence Address Proof, Signature Verification Statement for all the main partners/directors

3. Repayment Track record of existing loans/Loan closure letter

4. Board Resolution in case of a company

5. Proof of existence of the company

6. Office Address Proof

7. Income Tax Return / Computation of Total Income / Auditors Report / Balance Sheet / Profit & Loss Account certified by Chartered Accountant for last 2 years (both for business and personal of partners/directors)

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